Seehow a personal loan can help you handle your moving costs. 1. The average cost for a local move is about $1,400. When moving out of state, the average jumps above $3,600. If you're relocating soon and could use some help with the cost, a personal loan could spread out all or most of your moving expenses. Dependingon the program, the plans run from 20-25 years, and you'll pay between 10% and 20% of your discretionary income. If you expect your financial difficulty to be short-term, you can temporarily suspend payments on federal student loans. With private lenders, you won't know unless you ask. Yourprogress so far. About 2 minutes left. We use 256-Bit SSL encryption for transmission of your information. Your privacy is important to us. See our privacy policy. OneMain Financial Personal loans for bill consolidation, home improvements or unexpected expenses. Easy to apply for online or at one of our about 1,400 branches. Butloans that are not repaid can put retirement savings at risk. 401(k) Loan Rules Maximum 401(k) loan. The maximum amount that you may take as a 401(k) loan is generally 50% of your vested account balance, or $50,000, whichever is less. If your vested account balance is $10,000, you may borrow up to $5,000. Loan administration Ourloans have minimum maximum repayment periods of 24 months and 60 months, respectively. The Maximum Annual Percentage Rate (APR) for a personal loan is 35.99%. Minimum and maximum loan amounts offered are $1,500 and $20,000, respectively. Not all applicants qualify for larger loan amounts or most favorable loan terms. OneMainPersonal Loan Terms, Rates, and Fees. Loan amounts: $1,500 to $20,000 APR range: 18% to 35.99% Loan terms: 24, 36, 48, or 60 months Prepayment penalty: No Application fee: Origination fees may range from 1% to 10% of your loan amount Co-borrowers allowed: Yes Approval speed: Loan approval within minutes, disbursement within one business .

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